Disclaimer

The information provided on UWise.io (formerly UnderwriteWise.com) and any related tools, models, or communications (collectively, the "Services") is intended for general informational and educational purposes only.

UWise LLC ("UWise," "we," "our," or "us") makes no guarantees regarding the accuracy, completeness, or reliability of any information, analysis, or AI-generated content provided through the Services.

1. Not Financial, Legal, or Investment Advice

All analyses, outputs, and materials generated by the UWise platform — including property valuations, underwriting projections, or financial summaries — are for illustrative and educational purposes only. They do not constitute:

• Financial advice
• Investment recommendations
• Legal guidance
• Tax advice
• Professional appraisal or certification

You should always consult qualified professionals (licensed financial advisors, attorneys, certified public accountants, or real estate experts) before making any investment, legal, or financial decisions. UWise does not employ licensed advisors and does not provide professional advisory services of any kind.

2. No Guarantee of Results

AI-generated data and projections are based on publicly available information, third-party data sources, or user-provided information and may not reflect real-world conditions, market fluctuations, or unforeseen circumstances.

UWise does not warrant that results, valuations, assumptions, or outputs are accurate, current, suitable for your particular use case, or will remain valid over time. Market conditions, property values, economic factors, and regulatory environments are subject to change without notice.

All users are solely responsible for independently verifying, validating, and confirming all outputs before acting upon them or relying on them in any manner.

3. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, UWISE LLC AND ITS OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, AND AFFILIATES (COLLECTIVELY, THE "UWISE PARTIES") ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING FROM:

• Reliance on AI-generated outputs, analyses, or recommendations
• Business, investment, or financial decisions made based on information provided by the Services
• Data inaccuracies, errors, omissions, delays, or service interruptions
• Loss of profits, revenue, data, goodwill, or business opportunities
• Third-party service failures or limitations
• Any other use of or inability to use the Services

Your use of the Services is entirely at your own risk. You assume all responsibility for evaluating the accuracy, completeness, and usefulness of any information, content, or outputs provided.

IN NO EVENT SHALL THE TOTAL AGGREGATE LIABILITY OF THE UWISE PARTIES EXCEED THE GREATER OF (A) THE TOTAL AMOUNT PAID BY YOU TO UWISE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100.00 USD).

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you. In such cases, our liability will be limited to the fullest extent permitted by applicable law.

4. No Endorsement or Third-Party Responsibility

References to third-party APIs, platforms, data sources, or service providers (including but not limited to OpenAI, Perplexity, Stripe, HubSpot, Google Analytics, and Amazon Web Services) do not imply endorsement, affiliation, or partnership.

UWise is not responsible for the content, accuracy, reliability, data handling practices, privacy policies, terms of service, or actions of any third-party providers. Your use of third-party services is governed solely by their respective terms and policies.

We make no representations or warranties regarding the performance, availability, or security of third-party services integrated with or referenced by our platform.

5. Use of AI Technology

The UWise platform uses artificial intelligence (AI) and machine-learning technologies to analyze real estate property data, market conditions, and financial projections. While we strive for accuracy, AI-generated content can contain errors, omissions, biases, or inaccuracies.

AI models rely on historical data, patterns, and statistical algorithms, which may not account for:

• Rapidly changing market conditions or economic volatility
• Unique property characteristics or location-specific factors
• Regulatory changes, zoning updates, or legal restrictions
• Environmental hazards, natural disasters, or unforeseen events
• Human judgment, expertise, or qualitative factors that cannot be quantified

All AI-generated results are informational only and should not be treated as professional advice, factual certification, or guaranteed predictions. You must independently verify all outputs and consult with qualified professionals before making any decisions.

6. No Warranty; "As Is" Service

THE SERVICES ARE PROVIDED ON AN "AS IS," "AS AVAILABLE," AND "WITH ALL FAULTS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. To the fullest extent permitted by law, UWise disclaims all warranties, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement
• Warranties regarding the accuracy, reliability, completeness, or timeliness of AI-generated content or data
• Warranties that the Services will be uninterrupted, error-free, secure, or free of viruses or harmful components
• Warranties that any errors or defects will be corrected or that the Services will meet your requirements or expectations

7. User Responsibility and Independent Verification

By using the Services, you expressly acknowledge and agree that:

• You are solely responsible for conducting your own due diligence, research, and independent verification of all information, data, analyses, and recommendations provided by the Services
• You will not rely solely on AI-generated outputs or UWise materials when making investment, business, financial, or legal decisions
• You have consulted or will consult with qualified professionals (such as licensed financial advisors, attorneys, accountants, or real estate professionals) before taking any action based on information obtained from the Services
• You understand and accept all risks associated with real estate investment, financial markets, and business decisions
• You will not hold UWise liable for any losses, damages, or adverse outcomes resulting from your use of or reliance on the Services

8. Regulatory and Compliance Notices

UWise LLC is not a registered investment advisor, broker-dealer, financial institution, or licensed real estate professional. We do not provide investment advice, broker services, or fiduciary guidance.

Our Services are not intended to replace professional advisors or comply with any specific regulatory requirements in your jurisdiction. You are responsible for ensuring that your use of the Services complies with all applicable federal, state, local, and international laws and regulations.

9. Changes to This Disclaimer

We reserve the right to update, modify, or replace this Disclaimer at any time, in our sole discretion. When we make changes, we will update the "Last Updated" date at the top of this page.

Your continued use of the Services after any changes to this Disclaimer constitutes your binding acceptance of the updated version. If you do not agree with the updated Disclaimer, you must immediately discontinue use of the Services.

We encourage you to review this Disclaimer periodically to stay informed about our limitations of liability and terms of use.

10. Contact Information

For questions, concerns, or requests regarding this Disclaimer, please contact: